By Dr. Jenna Dye, Naturopathic Physician
Board certified and licensed Naturopathic Physicians in the state of Arizona are not typically contracted with insurance companies and therefore do not accept insurance for office visits. The good news is that many patients are able to utilize some of their insurance benefits. I always recommend that patients contact their insurance company prior to visits to inquire about possible coverage.
Out of Network Claims:
Many insurance companies may consider Naturopathic Physicians as out-of-network providers. Some insurance companies may be able to reimburse you for partial or all of your visits with proper documentation. At the time of your visit, you will be provided with the necessary forms which include CPT and diagnostic codes. You can submit these forms along with your receipt to your insurance company for possible reimbursement. This may be a mail-in form or a form you fill out online with uploaded documentation and receipts. The reimbursement amount will depend on your specific plan.
HSA/FSA:
Some plans offer a Health Spending Account (HSA) or Flex Spending Account (FSA). These accounts can be used to pay for Naturopathic visits at the time of service and may also be used for nutritional supplement purchases. Any extra documentation can be provided, and approval will be dependent on your specific plan.
Laboratory Services and Imaging:
If you have private insurance and your particular plan covers routine lab work and/or imaging, Naturopathic Physicians are able to order particular laboratory testing and imaging through your insurance. Sonora Quest and LabCorp are usually the preferred labs for most insurance companies here in Arizona. If you do not carry private insurance or do not have lab work or imaging coverage, there are cash pay options available depending on your specific needs.
Specialty labs such as Food Sensitivity IgG testing, Comprehensive Stool Analysis and others are not covered by insurance and are either paid at the time of purchase or directly to the specific specialty laboratory.
Medicare/Medicaid and State Funded Insurance:
Naturopathic Physicians are not eligible to be providers with Medicare/Medicaid. Due to this, we are not able to provide any coverage to those who have these insurance plans. Unfortunately, there are no options for possible reimbursement with these plans either. In this situation, labs can be ordered at cash pay laboratories for reasonable pricing. The same is true for anyone with state funded insurance such as AHCCCS.
To inquire more regarding possible insurance reimbursement options with a Naturopathic Physician please call our office at 480-448-8888.
Dr. Jenna Dye is a licensed Naturopathic Physician. Her role is to support the body’s inherent ability to restore and maintain optimal health. Together with her patients, this is achieved by identifying and removing barriers that may be impacting health while creating a healing environment. For more information visit www.drjennadye.com.
