We’ve specialized in helping Canadians sell their homes for years because the process comes with unique challenges, where mistakes can be costly. Issues like taxes, currency exchange, and personal property issues often come into play. So, when we started seeing more Canadian sellers than usual, I assumed it was simply because we were getting more referrals. But it’s more than that. There are a lot more Canadian homeowners selling, and for many, it’s not about making a profit — it’s about necessity.
Over the past few months, I’ve seen firsthand just how serious, scary, and heartbreaking this is for some Canadians. They’re not just selling because of financial strain — they’re selling because they feel they have no other choice. I didn’t fully grasp how deeply personal this decision is for them, and I don’t want you to make the same mistake I did.
Why Are Canadians Selling?
A big factor is the weak Canadian dollar, which has made it significantly more expensive for Canadians to maintain homes in Arizona. Everything costs more now—about 30% more overall. A $20 lunch now costs $30 CAD. A $5,000 property tax bill? That’s now $6,500 CAD. Homeowners’ insurance has gone up for all of us, but it’s particularly steep for Canadians. For many, what used to feel like a second home has become an unaffordable luxury.
The rising costs are one thing, but the bigger issue is uncertainty. Many Canadians are facing a situation where they’re not sure whether they’ll be able to keep their homes here. As one homeowner put it, “I can handle things being expensive, but I don’t know if it’s worth fighting to hold on anymore.”
The Unease Beyond the Numbers
With the political climate shifting between our two countries, some Canadians are feeling like their investments might be at risk. The tone between the leaders of our two countries has gotten increasingly harsh. Either leadership could make changes that could affect their enjoyment of their property. Whether it’s concerns about potential changes in laws, taxes, or property and travel rights, there’s a real fear that their ability to own property here could be compromised. While these concerns aren’t based on any specific policy yet, the fear of the unknown can often be far worse than the reality. There is enough to make some seriously question whether holding on to their Arizona homes is worth the risk. Even though the cost can be high, both financially and emotionally.
The Emotional Toll
But it’s not just about money or politics. For many Canadians, selling is about leaving behind a life they’ve built here — friends, community, and memories. Imagine working your whole life to buy a second home in Arizona, planning to spend winters here, and then suddenly facing rising costs and growing uncertainty. It’s not just a financial loss, it’s the emotional weight of letting go of something deeply meaningful.
The Real-Life Impact
It’s easy to focus on the financial and political reasons, but the emotional impact of these decisions cannot be overlooked. We’ve seen this firsthand. During COVID, we helped a number of Canadian homeowners sell their homes without ever meeting them in person. They had to trust someone they never met to handle everything — the sale, the legalities, their personal property, and the financial aspects — all from across the border. Despite the stress and uncertainty, every one of them was patient, kind, and understanding. None of them wanted to be in this position, but they were, and we were honored to help them navigate this difficult process.
How We Can Support Each Other
If you know a Canadian homeowner and they mention their situation, don’t downplay it. That’s what I did at first — because we have been allies and neighbors for so long. Don’t assume this is just another transaction or a case of a foreigner cashing in at the right time. After seeing firsthand what many Canadians are facing, I can tell you it’s far more complicated than that.
None of us knows what will happen in the future, politically or economically. The uncertainty they feel is real, and simply listening and empathizing with what they’re going through might be helpful. Sometimes, just having someone listen can make all the difference. If you know a Canadian homeowner, reach out and make sure they know you’re there for them, no matter what.
To our Canadian neighbors: We see what you’re going through, and we’re here for you. Whether it’s offering support or simply talking through your options, you don’t have to face this alone.
